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Women's Financial Futures

Women Must Plan For Their Financial Future

Submitted by Ferguson Financial Inc. on July 28th, 2016
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  • Women's Financial Futures

Is it Time for Life Insurance?

Submitted by Ferguson Financial Inc. on May 7th, 2015

Many younger Americans lack life insurance. A 2014 report from insurance industry analyst LIMRA found that only a third of Gen Y Americans have any life insurance coverage. In the same survey of 6,000 respondents, six in 10 Gen X and Gen Y Americans said their households would be hard pressed to make ends meet if their primary breadwinner passed away.1

 

Why don’t more young adults buy life insurance? Shopping for coverage may seem confusing, boring, or unnecessary. Yet when you have kids, get married, buy a house or live a lifestyle funded by significant salaries, the need arises. Insurers are trying to make it easier these days, not only by making more choices accessible online but by shortening the window of time it takes to approve a policy.1

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