Basketball, baseball, running, golf, hockey, football, soccer, cricket & taxes?
Luan made it fun again! The plants seemed to come alive in her presentation and welcome us into their place. Yes, we went to their home at Tagawa Gardens. For a number of us who had never visited Tagawa Gardens, it was impressive with all the variety of plants. We had fun, and most of us adopted plants to take to our homes.
By: Kathleen Longo, CFP®, CAP®, CDFA
February is filled with candy hearts, red roses and romance. For those who still enjoy celebrating Valentine’s Day (there are some naysayers out there) it is a nice time to be reminded of and to remind your partner that you appreciate and love them. I think it is nice that we put some time aside to celebrate love and relationships even if, to some, it feels like an obligation.
It also got me thinking. We don’t have these types of obligatory holidays for money conversations or to go over financial goals. It would be nice if once or twice a year Hallmark and Godiva got together to remind us that staying organized and being communicative about finances with our significant other is an extremely important part of keeping a healthy relationship.
Senior Wealth Advisor John Gjertsen, CFA, CFP®, EA uses stocks in some of the world's least developed countries to illustrate a remarkable principle of diversification:
With less-regulated markets, unstable currencies, and political risks ranging from nationalization of industry to civil wars, it is fair to ask why any American investor would want to stomach the risk of investing in emerging market countries like China, India, Brazil, South Africa, or Russia.
And yet—perhaps unintuitively—it is the high degree of systematic risks present which create a risk premium, the extra return that investors require and expect to make to compensate for the extra risk.
Portfolio stress tests have gotten a lot of attention from the media lately. It’s hardly a new concept; every year, the Federal Reserve conducts a stress test of the thirty largest financial institutions to figure out how they’d react in the event of an extreme financial crisis.
In some families, parents cover the entire cost of college. In others, the college student pays 100 percent by working his way through school and possibly taking out loans (you have to ask yourself whether this student might have a better appreciation for the educational experience).