The Trans-Pacific Partnership

We all have our own unique way of handling our finances. While some of us are natural born savers, others may have a hard time making it to the next paycheck. Fortunately, most of us fall somewhere in-between, putting away money at times, while making frivolous purchases at other times.

If you are looking for a way to help bolster your savings, here are a few suggestions that are easy to follow and may have you on the path towards a more sustainable savings balance in no time:

• Direct Deposit.  While it’s likely that you’re getting paid via direct deposit, consider making arrangements to have money deposited directly into your savings account as well. That way the money bypasses your wallet completely. You won’t miss what you don’t have and your savings account has the opportunity to grow much fast.

Whether you like it or not, your credit score can determine how easy or how difficult it is to buy a car, buy a house, get cell phone service, or even get a job.  A bad credit score can negatively impact just about every area of your life. Sometimes, a bad credit score can result from events entirely out of your control such as illness, disability, or from the loss of a job.

Prices paid by producers and wholesalers rose marginally in February 2019 according to the Bureau of Labor Statistics.  Their Producer Price Index rose 0.1 percent after declining a similar amount in both December and January.  Year-over-year, this price proxy is up 1.9 percent, declining modestly from 2.0 percent in January. 

A congratulations goes out to Julie Woods, MSc, MD of Geisinger Medical Center in Danville, PA. 

Dr. Woods has recently become one of the few doctors to accomplish creating a Lynch Syndrome clinic, which is 1 of 4 full service multidisciplinary clinics in the country. 

Personal finance, like just about everything else, is mainly common sense. Advice like “don’t spend more than you make; start investing while you’re young; don’t loan money to friends with the expectation of getting it back,” have been around for generations, and most likely will survive the next few generations as well.

Personal finance, like just about everything else, is mainly common sense. Advice like “don’t spend more than you make; start investing while you’re young; don’t loan money to friends with the expectation of getting it back,” have been around for generations, and most likely will survive the next few generations as well.

The secret to financial freedom isn't really a secret at all.

Prices paid by producers and wholesalers for final demand goods and services fell 0.2 percent in December 2018 according to the Bureau of Labor Statistics’ Producer Price Index (PPI).  This decline followed upticks of 0.6 percent and 0.1 percent in October and November respectively.  With all of the months counted, PPI rose 2.5 percent last year, matching 2017’s gain.

There are a variety of financial management tools and applications available today that can be used to help you manage your money. From software applications to phone apps, there’s no shortage of help available.

While it may not seem so, there are a lot of painless ways to save money.