Skip to main content

Ferguson - Financial Planning Minneapolis

Ferguson - Financial Planning Minneapolis

  • Home
  • About Us 
    • About Ferguson Financial
    • About Greg
    • CFP®
  • What We Do 
    • Wealth Management
    • Financial Planning
    • Risk Management
    • Estate Planning
    • Investment Management
  • What To Expect 
    • It's all about you
    • Macro vs Micro
    • The Solution
  • Blog
  • Contact Us
  • Client Login
  • Free E-Book

    You are here

  1. Home
  2. Housing

Housing

How Much Home Can You Afford?

Submitted by Ferguson Financial Inc. on October 8th, 2016

 

 

Does buying a home make sense for you financially? It may or may not, depending on some financial, career, and lifestyle factors. Your savings, your credit, your salary, your level of disposable income, and your housing preferences all count.

 

If you are serious about becoming a homeowner, you should have three priorities: keeping your credit score above 700, saving up the down payment, and getting pre-approved for a mortgage.

Tags:
  • Housing
  • Read more

IRA Rollovers for Lump Sum Pension Payouts

Submitted by Ferguson Financial Inc. on May 21st, 2015

 

A big payout leads to a big question. If you are taking a lump sum pension payout from your former employer, what is the next step for that money? It will be integral to your retirement; how can you make it work harder for you?

 

Rolling it over might be the right thing to do. If you do not have substantial retirement savings, that lump sum may be just what you need. The key is to plan to keep it growing. That money shouldn’t just sit there.

 

Even tame inflation whittles away at the value of money over time. Most corporate pension payments are not inflation-indexed, so those monthly payments eventually purchase less and less. Lump sums are just as susceptible: if you receive $100,000 today, that $100,000 will buy 33% less in 20 years even with only 2% inflation.1,2

Tags:
  • Housing
  • Mortgage Rates
  • The Wells Fargo Scandal
  • Read more

Contact Us

Don't hesitate to get in touch with us.
We would love the opportunity to become your trusted advisor.

 Free E-Book

 

Phone: 952-406-8316
Fax: 952-406-8316

Email: greg@fergusonfinancialinc.com

5100 Eden Avenue, Ste. 311 , Edina, MN 55436

twitter estate planning minneapolis linkedin financial advisor minneapolis  facebook wealth management minneapolis  instagram investment management minneapolis  googleplus investment management minneapolis

Get Directions

Quick Message

We created Ferguson Financial, Inc. to work as your personal financial advisor offering you a wide range of wealth management solutions including financial planning, estate planning, investment management, risk management and investment planning. We proudly serve clients from Minneapolis & St Paul, Minnesota, as well as the surrounding communities.

  • Sitemap
  • Legal, privacy, copyright and trademark information

angies-list.png

angies_list_review_icon2.png


Previous Awards were received for
2006, 2007, 2008, 2010, 2011, 2012, 2014, 2015, and 2016

What does the Super Service Award graphic mean?

If a company has the Super Service Award logo on their company record, then they have won the Angie's List Super Service Award® for the year indicated. Each year Angie's List awards this honor to companies that have given outstanding service according to the members for the previous year. The most recent award given is for 2017. In 2017, the criteria for the award included receiving a minimum number of reviews from our members, maintaining an A average on both the reviews for 2017 as well as on their overall reviews and not being in poor standing with the Better Business Bureau. Less than 5% of the companies on Angie's List received the award in 2017. Please keep in mind that the award is based on the company's previous service and you should always check Angie's List before hiring because a company's rating can change.

© 2021 Ferguson Financial Inc.. All rights reserved.

Website Design For Financial Services Professionals