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Health Risks

The Things Most Likely to Kill Us

Submitted by Ferguson Financial Inc. on May 17th, 2016
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  • Health Risks

Are You Underprepared for Retirement?

Submitted by Ferguson Financial Inc. on April 6th, 2015

Financially speaking, how many Americans are truly on track to retire? A recently published white paper suggests that about half of us are approaching our “third acts” with faulty assumptions.

 

Perception differs from reality. Researchers from the University of Alabama and Ohio State University looked at the Federal Reserve’s Survey of Consumer Finances and assessed the retirement readiness of its 2,300-odd respondents. They determined that 58% of these workers (age 35-60) were saving too little for the future, with a near-majority of that 58% failing to recognize the gravity of their situation. Only 42% of households were sufficiently prepared for retirement, but 46% of households believed they were.1,2

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