Attitudes About Money

Retirement can sneak up on you.

By: Kathleen Longo, CFP®, CAP®, CDFA

What contributes to satisfaction in retirement? It certainly isn’t just finances. Completing the retirement equation means talking about and striving for fulfillment, happiness, and satisfaction in retirement.

Preparing for social and emotional issues that may arise during your retirement can be uncomfortable to consider and discuss. Many people feel embarrassed to talk about their unhappiness when they retire – they have saved for a comfortable life, they have free time, they have met their financial goals, and yet there is something missing. People usually don’t talk about it because they feel like they’re supposed to be happy.

The truth is “winning” at retirement isn’t just about how much money you have saved, it is about how you decide to fill your days, what you want to do with your time and discovering the things that make you feel happy – fulfilled. Here are some of the things that may contribute to dissatisfaction with retirement and ways that you can face and cope with them proactively.

Aaron Szager, CFP®, Senior Wealth Advisor explains the Employee Stock Purchase Plan (ESPP). If you work for a publicly traded company, chances are that your company allows you to participate.

What is an ESPP? From a conceptual standpoint, an ESPP is relatively simple and straightforward. It is an elective benefit where employees can purchase company stock at a discount—typically 10 to 15 percent—through payroll deductions.

   Are you ready to hire an SEO company to boost your search engine rankings? Before you do that, you should know the kinds of questions you ought to ask prospective partners before deciding whom to hire.

Stock markets were mostly unchanged and volume was lighter than normal for an option expiration day.  Bond yields also crept lower despite inflationary data from Consumer Prices in the U.S.